Umbrella solutions for freelancers and contractors

Hassle-free Umbrella employment paying you on time, every time. Our Umbrella solution ensures your taxes and admin are taken care of, leaving you to focus on what you do best.
  • Quick and easy way to be a contractor
  • We take care of all the admin
  • Real-time payment notifications
  • FCSA compliant and accredited
  • Wide-ranging employee benefits

Affected by IR35 changes?

If you need to switch to Umbrella, or wish to toggle between Umbrella and PSC, we can help.

Call us on 01923 257 257Request Call Back

Here to Help

We’re here to help you navigate the IR35 reforms

From April 2020, your end hirer will determine your IR35 status.  If you are affected, you may need to switch to an Umbrella company, or it may be possible to toggle between Umbrella and PSC. Speak to us to understand your options.  We have provided specialist contractor payment services for 30 years.


Ready to switch to Umbrella?

It’s quick and easy to switch to JSA Umbrella.  We even help you toggle between PSC and Umbrella, if you prefer. Plus, with our service, you can continue to pay into your personal pension at no extra cost. Simply register below or get in touch.


Whether you’re inside or outside IR35, we provide all the services you need – under one roof.

Switch to Umbrella

If you’re inside IR35, it’s easy to switch to JSA Umbrella.  Our specialist team takes care of everything, ensuring you are set up and ready to work compliantly, without delay. In some cases, you can even keep your limited company active and use JSA Umbrella for free* – we’ll show you how.

* Terms and conditions apply

Work compliantly through PSC

We provide all the accountancy services you need to work compliantly through your PSC, whether your assignment is inside or outside IR35. We provide free IR35 reviews and unlimited support and advice as everyone’s circumstances are different.

Switch between Umbrella & PSC

If you plan to take on a mixture of inside and outside IR35 assignments, we can help you toggle between PSC and Umbrella contracting.   Our seamless service means you can easily switch – it’s a great way to enjoy the best of both worlds. 

Get in touch with us

What is an umbrella company?

An Umbrella company is a simple and great way to work as a contractor. An Umbrella company employs contractors and makes employment deductions, such as PAYE and National Insurance, on behalf of the worker, ensuring all taxes are paid.

Umbrella is a great way of working as you’ll get a consistent employment record, plus other wide-ranging benefits from the umbrella company. Unlike a limited company structure, there is no admin to worry about.


Find out how your take-home pay compares between a imited company contract and Umbrella structure


Why you should consider JSA for your Umbrella solution

Simple Set up

Simple and easy to set up – one phone call to us and we’ll take care of everything.

Service Focussed

Real time payment notifications and a dedicated customer service team open for your queries 8am-8pm Monday to Friday and 9am-12pm Saturday

Clear, Expert Advice

We’ve been providing expert help and support to the contractor market for over 30 years .

Value for Money

Simple, fixed fee, admin free service, with access to a wide range of employee benefits and discounts.

Tax & Compliance

We’ll make sure your tax and National Insurance contributions are deducted and paid, leaving you to get on with what you do best.


Pension, holiday pay and continuity of employment across multiple contracting assignments and clients – a huge benefit when applying for mortgages or loans.

Insurances Included

As an employee of JSA, you’ll be covered for public liability, employers’ liability and professional indemnity.

FSCA Accredited

We’re constantly assessed by the FSCA to prove our service and umbrella structure is compliant.

Our weekly solution includes everything you need


Dedicated customer service team


Wide-ranging employee benefits


Easy management of timesheets


Full employment rights


SMS notification when you are paid


Business insurance included


Workplace pension contributions included


Refer a friend incentive

JSA Rewards

JSA Rewards is a complimentary service for our Umbrella contractors, giving huge discounts at hundreds of high streets stores and restaurants as well as access to a variety of health, fitness and wellbeing services.

Fantastic partner services for clients

As a client of JSA, we can connect you to a list of our handpicked, most trusted business partners to allow you to benefit from our long standing relationships and offer you some of the best services in the UK, heaviliy discounted or free of charge.

What is an Umbrella company and how does it help me?

Umbrella company process

  • The Umbrella contracts with the agency
  • The Umbrella invoices the agency for the hours you have worked
  • The Umbrella is paid by the agency
  • The Umbrella deducts its margin and costs
  • You will then receive payment from the umbrella
  • All taxes and National Insurance are deducted and paid to HMRC

Key features

  • Fully employed by the Umbrella company
  • Continuous employment across multiple contract roles
  • No administration burden on set-up or ongoing
  • Comes with wide-ranging benefits
  • Includes business insurance
  • Notifications of when you get paid
  • Continued contributions to workplace pension schemes or pay into your personal pension, if you have one

Limited company vs Umbrella

Are you not sure whether you are better off working through a Limited company or an Umbrella Company?

This video, presented by Chris James Director of Accounting Services at JSA Group and Chairman of The Freelancer & Contractor Services Association (FCSA) will talk you through the differences of each option to help you make an informed decision as to which will suit your situation best.

We also work with recruitment agencies

Are you an agency?

If you’re an agency, why not get in touch to see what we can offer to help you. We’ve been working in the market for 30 years, have over 15,000 contractor and freelancer clients and have worked with thousands of agencies.

Want to recommend your agency?

If you’re a contractor or freelancer and would love to recommend your agency to us, why not get us connected so we can pass on the great service and benefits to all their workers.

Umbrella updates and news



When you choose JSA Umbrella, you can continue to contribute to your personal pension scheme or SIPP at no extra charge. That means you can switch from PSC to Umbrella without having to change your retirement plans. Find out how it works.

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With so many Umbrella companies to choose from, how do you discern between the good and the bad – and why does it matter?

read more

A professional solution that you can trust and rely on

We'd love to hear from you

Call us on 01923 257 257 or Request a callback